If you haven’t already, make a quick and easy budget for your Christmas spending. I downloaded a Christmas planner that included a paper budget. I used that paper budget form to do my own budget for Christmas. Now, once your budget is planned, try oh try to stick to it. It will make your financial situation much more pleasant for you when you aren’t feeling “givers’ remorse” on Christmas morning. When you feel that you have spent an appropriate amount of money, you can really enjoy giving those gifts.
Here’s a pdf of the budget form:
**Pro tip: Next year, start this processes before the end of November.