Quick Tip Tuesday: Christmas Budget

I know, I know. You don’t want to even think about Christmas yet. BUT start the planning process now to keep the stress levels low as the Fall school semester disappears right before your eyes.

Try a quick Christmas budget. Decide how much money you can afford to spend. Make a list of everyone you are buying gifts for and assign each person a dollar amount. All of your recipients added together should equal your total budget amount. I put all of this into an excel file and used a quick auto sum to have a visual on my total. There are also many free printable budget sheets to be found on the internet like this one: http://www.thepolkadotposie.com/2012/07/christmas-organizing-printables-to-get.html

If you do this BEFORE you start shopping, you will be more likely to not overspend.

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